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Did you know you can use your tax exempt Health Savings Account for massage?  A little known fact is that as long as you get a letter of medical neces...

Use your HSA funds on Massage

November 2, 2017

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Use your HSA funds on Massage

November 2, 2017

Did you know you can use your tax exempt Health Savings Account for massage?  A little known fact is that as long as you get a letter of medical necessity from your doctor, you can use the tax-free funds.  Simply keep this letter as well as receipts from your massage therapist for your tax records or to submit for reimbursement.  Depending on how your massage therapist accepts payments, you may even be able to use your HSA or FSA credit card to directly charge your account.

 

What would be considered a condition where massage therapy would be medically necessary?  Many HSA and FSA providers state that the massage should be necessary to treat a specific injury or trauma, which your doctor should be able to write in the letter.  From my own experience, there are so many who come in with muscular tension and pain severe enough to limit their daily function.  Some conditions include: low back pain, fibromyalgia, post-operative pain, tension headaches, arthritis, carpal tunnel syndrome, and neck pain.  On top of that, massage has the added benefits of decreasing stress and anxiety.

 

While direct health insurance claims for massage are difficult to get approved, often the HSA only require the letter and receipts of payment.  If your HSA requires more specific dosage information, there are newly established research studies that you can reference for your specific pain issue.  With pain affecting millions of Americans, with chronic pain being the number one cause for disability according to the National Institutes of Health (https://report.nih.gov/nihfactsheets/ViewFactSheet.aspx?csid=57), consider taking your chronic pain seriously and talking to your doctor about massage therapy as a course of treatment.

 

 

 

 

 

 

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